Date: 22-Sep-2021
Location: Bahrain, BH
Company: Ahli United Bank
Role Statement
The job consists of reviewing documentation of corporate credit customers of AUB group entities and managing risk control & credit admin function.
Principal Responsibilities
- Review of Approved Credit application:
- Reviewing approved credit application as per Group Credit Policy and Department Procedures. Providing instructions for system update in line with approval.
- Recording of approval conditions/covenants etc. for periodical follow-ups
- Review of Legal Documents:
- Review of Legal documents both English and Arabic for large syndication/Project finance/ Islamic Finance/Bilateral and club deals/Trade finance/Treasury and Investment etc.
- Ensuring documentation is in line with approved credit terms and as per the policies procedures of the Bank and Central Bank. If any deviations, the same is being adequately approved.
- Documents processing:
- Receives documentations from the Relationship Managers (both in hard and soft copies or original).
- Prepare / update the Documentation Check List with the documentation received.
- Listing any missing ones and record those as a pending issue.
- Loan administration & processing:
- To handle Offshore, Syndication and Corporate Islamic Transactions’
- Prepare / Review memos for booking Loans / Rollovers /Money Transfer /Trade Finance & others as required.
- Check daily rollover report.
- Collateral Management:
- To work on pledged/mortgaged shares valuation report.
- Report any shortfall in collateral coverage against LTV approved to Line Manager as well as the concern Relationship Manager for action.
- Follow up with the Relationship Manager, in case there is a breach or shortfall in collateral coverage against approved LTV, until action is taken.
Educational Level
University Degree in Commerce / Accounts / Statistics or equivalent
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